Monthly Archives: August 2016

Choosing Between A Steel Or Cast Iron Chiminea

When youre choosing a steel or cast iron chiminea, there might seem to be a bewildering array of choice. Chimineas come in all shapes, sizes, and designs. If youre looking for a new chiminea to replace an old or damaged model, you might have a good idea of what youre looking for, but its still a good idea to look at the available options before making a decision since there are often new models available.

Appearance and Build

Performance and price are both major concerns when youre shopping for a new chiminea, but of course its vital to choose a chiminea which will fit the feel and atmosphere of your garden. Its going to be a major focal point, so its important to take your time choosing and make sure you pick one youll really love.

Cast iron chimineas are often inspired by the design of wood-burning stoves, with many having features such as a diagonal mesh over the flames, and decorative details to the feet, hinges and funnel. You can even find open-bowl chimineas which offer a 360 view of the fire. Steel chimineas tend to be more modern in design and generally come in either bronze or black, though you can find some really striking models which are definitely worth considering if youre not going for that traditional feel. Appearance aside, its worth noting that many steel chimineas have steel bodies with cast iron legs or other parts which need to withstand a lot of stress.

Moving Your Chiminea

If you think you might want to move your chiminea occasionally, it might be best to choose a steel chiminea as they are lighter and more resistant to bumps and knocks.

Cast iron chimineas will last longer than steel chimineas, but are extremely heavy. A large cast iron chiminea may weigh over 50kg, while a steel chiminea of the same size should be about half that. If your cast iron chiminea can be dismantled (and many can), its advisable to dismantle your chiminea before attempting to move it, and find a friend or family member to help.

Chimineas as Patio Heaters

If youre interested in using your chiminea as a patio or space heater, cast iron might be your first choice. Cast iron chimineas are excellent as outdoor heaters, due in part to the properties of the cast iron and partly due to the thickness of the construction, and have the slight edge over steel chimineas in this respect, but ultimately, the amount of heat you get out of your chiminea is dependent upon how much fuel you burn in it, and there isnt much to choose in terms of heat output between a steel and cast iron chiminea of equivalent bowl size.

If you live in a household with children or pets, it might be a good idea to purchase a chiminea guard to keep them away from hot surfaces. Remember that even a small chiminea can put out a surprising amount of heat, and the metal will remain hot for a long time after the fire has died down.

Chimineas as BBQs

For those who love to BBQ, a purpose-built BBQ is the way to go, but if youre only going to be doing a bit of occasional barbecuing, or if youre cooking for a small party, you can easily use a chiminea. Steel and cast iron chimineas generally come with an integral swing-out steel grill, and they make great impromptu pizza ovens. You can also find utensils that can be laid directly over the smouldering coals to cook a variety of foods from toasted sandwiches to burgers, and of course you can always toast a few marshmallows or roast some chestnuts over the flames!


Steel and cast iron chimineas tend to come with a charcoal grill and a drawer or latch near the bottom for easy ash removal, so they are generally pretty straightforward to keep clean and need little general maintenance. However, both steel and cast iron will rust, so its advisable to buy a waterproof cover to keep your chiminea protected from the changeable UK weather.

Chiminea paint is heat-resistant up to about 600C, but it will bubble at higher heats or after extended use, and unpainted metal is more vulnerable to rust. However, rust will not affect the performance of the chiminea and the loose paint can be removed easily with a stiff brush or sandpaper and these areas can be painted over.

If youre concerned about durability, you can buy enamel-coated steel chimineas. Enamel has much better heat resistant qualities than heat-resistant paint and should keep your chiminea in good condition for years, although you should still buy a cover to protect it from rain.

Steel or Cast Iron?

In short, steel chimineas are usually cheaper than cast iron models, but cast iron chimineas are more hard-wearing, will last longer, and tend to perform a little better as heaters. Steel chimineas tend to be more modern in design and are substantially lighter than cast iron chimineas. Whether you decide to choose a steel or cast iron chiminea is of course dependent upon what you want out of your new garden heater, but the design and the look of the chiminea is of paramount importance. Your new chiminea will be a talking point, an eco-friendly patio heater, and real focal point and feature in your garden, and, if looked after, should be lighting up your summer evenings for years to come.

Internet And Network Marketing Education Max Steingart Vs. Tim Sales Review

We were recently introduced to Max Steingarts Endless Leads 4.0 Training Course by a leading internet and network marketing expert. While many are buying mlm leads or using expensive paid ads campaigns, Facebook and other social media make it easy to generate cheap mlm leads. Max’s method is refreshing, in that many online marketers and network marketers show few online “manners” and seem to have no clue about “relationship” selling. This article provides a review of what Max has to offer and its effectiveness vs. Tim Sales popular Professional Inviter training.

Max, as many know, bills himself as the Father of Social Media, due to the fact that he began using his current technique in the days of America Online. Max teaches basic skills he learned and perfected from such timeless classics as “How to Make Friends and Influence People,” first in the AOL environment and recently in social media such as Facebook and MySpace. Simply put, Maxs advice is to never expose or offer your network marketing business before a relationship exists. The focus is not on making a sale; rather if there is a sale that could be made. This is exactly parallel to what is taught in Tim Sales’ Professional Inviter to first find a prospect’s “need, want or desire” before making a “sales approach.”

So what about Maxs content? An understandable contrast is to primary mlm sales trainer Tim Sales, which makes the assessment fascinating. Though both are in network marketing, Tim has a much larger following and name recognition. After all, hes the creator of the very popular Brilliant Compensation video which makes the case for the viability of the network marketing industry. Robert Kiyosaki’s recent endorsement of the network marketing model is one of the only comparable works.

What is special about Max? On the surface, his training seems much more simplistic than the more academic approach used by Tim Sales. Perhaps this is more what is needed for true duplication of effort. In either case, specific methods, scripts, and approaches must be tailored on a case by case basis. We do think that the Max Method does truly reduce the amount of rejection encountered in the process. In Tims approach, the network marketing, or pyramid objection is addressed up front, which may actually raise it in cases where in may not have been present.

Another difference is that Maxs course is online vs. a CD set and has more extensive videos, which seem almost to be limitless. The sheer quantity of material has its advantages, although its easy to get bogged down, too!

Our favorite feature is the daily Ask Max sessions, which provide both a high repetition factor and an affordable “group” mentoring in real time. We dont know how long Max will be able to keep up this incredible pace, but we highly endorse his training for anyone that wants to learn from the innovative Father of Social Media, todays best strategies for generating cheap mlm leads. We also recommend Tim Sales training, but short of moving to Tampa and joining his team, he is much less accessible as a mentor.

Learn About The Bad Side Of Organic Foods

Are you interested in making the switch to organic foods? If you are, you may want to first verify that you are making the right decision. You likely already know the many benefits to eating organic foods, as these benefits are often prominently displayed and advertised. With that being said, we rarely hear the disadvantages to eating organic foods.

One of the few disadvantages to eating organic foods is the cost. Do you know how much most organic foods costs? If not, you may first want to examine those costs before you make the decision to switch to organic foods. There is nothing worse than being blindsided or surprised with the cost of organic foods. After a close look, you will see that organic foods do cost a little bit more money, but that increase in cost can add up overtime.

Although the cost of organic food may turn you and other hopeful eaters away, it is also important to know that there are multiple ways in which you can go about saving money. For example, you can search for organic food sales at your local natural food stores or supermarkets. You stock up when you see those sales or choose to shop at a store that is know for their everyday low prices on organic foods. Organic food coupons can also be used. These coupons can be found online, with a standard internet search, in many stores, as well as in weekend newspapers.

In addition to costs, another disadvantage to eating organically is the limited selection of products that some individuals are faced with. Luckily, not everyone is faced with this organic food eating disadvantage. Often times, those who live in small cities and towns find it the hardest to buy organic foods. With that being said, it doesn’t matter whether you live in a small town or a huge city, there are still a number of different ways that you can go about buying organic foods.

A great way to buy organic foods if you live in a small town is by going directly to the source, organic farmers. This is great way to get your organic fruits and vegetables, as many small towns now have organic farmers. You can also search for specialty organic food stores by using online business directories, your local phone book, or by asking those that you know for recommendations. The internet can also be used to shop online.

As previously stated, you can shop online to buy organic foods, but it is also important to know that there are a number of cons or downsides to doing so. This is mostly due in part to the requirements of shopping online. For example, a computer and internet connection is required to shop online. Many online shoppers also need to pay for shipping costs. Speaking of payments, most online food stores only accept credit or specific debit cards, namely those that can be processed as credit cards.

Although there are a number of disadvantages to eating organic foods, it is also important to remember the benefits or advantages to doing so as well. For starters, organic foods are all natural and safe to eat. There is no having to worry about potentially harmful chemicals, additives, and pesticides. Organic foods are also helping the environment and the economy.

Why Shift to Electronic Payroll Management Systems

Theres no other business process thats more unfavourable towards employee satisfaction than incorrect and improper payroll management. And this very same business function can help reduce the impact on the environment through a paperless system. Introducing electronic or online payroll programs does not only make your payroll management more efficient, it is also a move to go green. With an online payroll solution, you ensure timely processes and become more earth friendly, aside from increasing staff productivity and cutting costs.

Benefits of Online Payroll Programs

Shifting to an online payroll service offers many benefits to the employees, the employers and the environment. Whether youre a big enterprise or a small and medium business with several staff on the payroll, an electronic payroll management system is a good investment for you. Here are some of its benefits:

o Employees can quickly retrieve their payroll statements from previous months since these are archived electronically. Employees dont have to stuff their file cabinets with paper payroll or worse, risk losing or misplacing a particular weekly payroll statement.
o Employees can rest assured that their payroll statements and other personal information are secured. With an online system, theres no risk of having your payroll statement fall into the wrong hands or be seen by the wrong eyes.
o Employees are happier because they would receive prompt and correct payments.
o The HR staff can have a one-stop resource for all the employees payroll, benefits, vacation leaves, tax information, superannuation, government requirements, etc.
o The HR and accounting staff will not use up a large amount of time to manually complete several complex computations.
Productivity and Efficiency
o The accounting staff, secretaries, administrative assistants, and other office assistants can focus more on other productive and specialised duties to keep the business running smoothly and efficiently, rather than spending overtime hours computing each employees leave credits, overtimes, under-times, etc.
o The headache of tax computation and reporting is gone. Everything gets calculated without human error and this precision in data ensures that the government wont be coming at your doorstep for erroneous or incomplete records.
o Errors are minimised and efficiency is increased because details are recorded accurately and on time. There is less chance of reprocessing or recalculating.
o HR and accounting staff receive less payroll-related enquiries because all data are accurate and consistent.
o Salary change, tax tables, etc. can be automatically updated for immediate necessary adjustment.
Planning, Forecasting and Reporting
o CEOs, directors and managers can easily request for automated labour hours productivity, department expenses, year-end reports, and other different types of reports for business planning, revenue targeting and expense budgeting.
Environment friendly
o Print payslips or hardcopies of the payroll statements are no longer needed.
In todays economic times, its important that you eliminate unproductive labour hours, unnecessary costs, and impact to the environment. From small to large businesses, streamlining your processes and introducing cost-efficient procedures are important to success. The payroll management software, like e-PayDay, is one of the innovative methods technology has to offer, for more efficient payroll systems.

Global Business Management At Centennial College

Business has evolved across cultures and nations to international relations and multinational businesses, seeking growth and target audiences for their products and services. With the importance placed on efficient operations, ethical and responsible functions across all business activities, and sustainable development, many companies look for opportunities around the world for better resources to shape their businesses. Global business management is about maintaining company operations in a strategic view with the world resources in mind.

Anyone interested in making a good change and positive impact on your country”s and the world”s economies can study the Global Business Management (2880) program at Centennial College in Toronto, Canada. This business management Canada curriculum examines international business practices with a global business operations management outlook. Professionals and undergrads in business can expand their knowledge and open other paths in their career through this graduate certificate program.

What will students learn in the two-year Global Business Management curriculum:

Allocate resources efficiently to improve productivity and obtain reasonable results

Diversify to other markets, including international markets, to gain new customers, product development, and Improve supply chain management by analyzing make-or-buy decisions, improving operations using an activity-based cost system, and recognizing cost behaviour patterns to forecast costs and profit levels.

Use facts and data to substantiate strategic decisions and corporate plans.

Critical thinking skills in maintaining a company objectives through the use of budgets, balance scorecards, International trade concepts such as sourcing, purchasing, and product allocation and specific examples of the policies in foreign direct investments.

Business implications of the political, economic, and legal systems of a country, including risks, benefits, and ethical concerns

Functions of the foreign exchange market and the minimizing the foreign exchange risks

Market entry strategies, positioning a company competitively in a large scale, using a foreign market selection model

Global marketing and research and development strategies, including distribution, promotion, product, and price considerations in new markets

Understanding mergers and acquisitions and outsourcing as it impacts a company”s human resources on a global scale

As a graduate student, you will learn about project management fundamentals. This will help in managing the priorities and stress that accompanies this field. Students will create a project plan in a realistic project, collaborating with a diverse team of students to achieve the same goals. Furthermore, students can complete an International Business Plan in their final semester as a capstone course in their business management program. Students will apply a systematic approach to solve problems by describing the venture”s mission and goals, products, industry growth patterns, internal and external factors, cost versus benefits, and operations in international markets.

Centennial”s Global Business Management program provides a stepping stone to a master”s education in business and a fulfilling start of a career in operations of today”s big businesses. The business management course salutes its graduates for completing an intensive amount of courses within two years. International students can apply for work permits up to three years upon graduation. Graduates can expect careers in different disciplines in business with an edge to work with the international community and possibly travel and stay abroad. Possibilities are endless with international level; positions in advertising, brand management, human resources, operations, supply chain management, and foreign exchange trading. Multinational companies and e-commerce business are potential employers, as well as government agencies.

The Mentoring Relationship

Receiving orientation to a new organization or assignment, acquiring knowledge and learning new skills, and building workplace -connectedness- are all valuable benefits of a strong mentoring relationship. As many as 70% of employees credit one or more mentoring relationships as being instrumental in their career success and job satisfaction. The mentoring relationship can be formal or informal, short term, or can extend over the length of a career. In many cases, a mentor only learns of his or her valuable contribution as a career coach upon hearing retirement banquet tributes.

Benefits of a mentoring relationship for the organization, mentee and mentor include increased productivity, strengthened relationships, shared wisdom, knowledge and organizational history, and the personal satisfaction of perpetuating a legacy of service.

The best mentors have a record of success built on a foundation of academic preparation, practical experience and keen intuition. They are admired and well regarded within the organization for their accomplishments, integrity, positive attitude, qualifications, communication and interpersonal skills, patience and accessibility. Mentors are often natural coaches who enjoy sharing not only their knowledge, but the motives and analytical thought processes that drive many of their decisions and actions.

You may choose to approach a colleague or supervisor and discuss their willingness and availability to serve as a mentor. This overture may include sharing with them why you believe they could serve as an informative and inspirational model to you, and seeking a pledge of their time to work with you in certain ways or devote designated time for professional development counseling sessions. However, deriving the benefits of a mentoring relationship really requires little more than access to the right person, cultivation of a cordial working relationship, keen observation skills and a desire to learn.

There is no rule that limits you to a single mentor. Knowledge levels and subject matter expertise vary. Management, supervision and work styles may differ, as do personalities and perspectives, yet all may be effective in their own way, at certain times or under different circumstances. Broaden your exposure and become a well-rounded employee by developing mentoring relationships that are diverse.

Finally, regardless whether your mentorship is part of a formal program or informal arrangement, when appropriate ask questions to help clarify observations or information conveyed to you. Demonstrate enthusiasm and eagerness to learn, but avoid being overbearing or intrusive. Be generous in communicating your appreciation for the investment others are making in you and solicit periodic feedback on your development.

Uae Construction Companies List Of Construction Companies

UAE is known for its and Burj Al Aab. UAE is also known for biggest oil supplier in the world. There are lots of oil based plants that are itself very huge structure also. UAE is also known for its entertainment spots like horse race, desert dance, skydiving also Ice hockey. There are lots of companies that make UAE to be proud on itself.

Al Moosa Contracting: It is giving its services to UAE since 26 years. This is one of civil engeering companies with lots of projects like Nad Al Sheeba Grand Stables, Etension of Dubai Municipality building, 100 Low Cost Houses at Fujeirah, 100 Low Cost Houses, Hamriya, Private Rest Houses, Construction of Mosque, Warehouse and Office at JAFZ, Jebel Ali. You may visit for more information as well as to know more projects also at .

Actco General Contracting Co: UAE region based with international shareholders company, giving its the best services to UAE since 1975. This company has projects into lots of disciplines like civil engineerings, power plants, oil and gas projects, infrastructure/ utilities and airport facilities. It has services into many sectors like steel structure, civil works, energy services, water services and electrical engineerings. It has 3300 employees, giving their best response to their project. You may visit website

Ahmed Bin Dasmal Contracting Company: Established on 1989, this company giving its good services with clients satisfaction and budget also. This is providing services into commercial, industrial, residents and institutional also. It has lots of projects like Old souk, Nadd Al-Shiba Market, Flame Monumentrich style life routine with beautiful worlds recorded name building Burj Dhubai, Al Ittihad and Oud Metha Parks and Al Ghusais Bus Station . In addition, Apartment Complexes, Mosques, villas, and Car Service Stations. For any query visit website

Arab Center for Engineering Studies: This is geotechnical and material testing engineering organization and established 1983. It has sister companies with number of 12 in cities as well as countries like Aqaba, Dubai, Abnu Dhabi, Al Ain, Doha, Amman, Gaza, Riyadh, Ramallah, Jeddah and Khartoum and Sanaa. They have lots of huge project like GASCO INTEGRATED GAS DEVELOPMENT, ADGAS OFFSHORE ASSOCIATED GASES, DYNASTY TOWER, COCONUT ISLAND and CAPITAL CENTRE.

Arabtec Construction L.L.C: This is establioshed in 1975 and giving its good services to UAE till now. It has state-of-the-art equipment as well as a multinational team of 50,000 employees. Its completed projects are Burj Dubai lake Hotel, Sky Gardens Tower, DIFC truck Tunnel and newly awarded the atrium, silverene twin towers and on going Burj Dubai, infinity tower and ocean heights.

Dubai Construction companies as well as other in Middle East construction companies have their valuable services and making UAE to be proudfull on itself. Now and in upcoming construction companies have their bright future in UAE property market.

Bulk SMS marketing is the best way to reach millions of mobile subscribers

We are living in a world of tough competition and contention. Each one battles with other to clinch top position in the related field. Every business organization attempts to get down competitor’s popularity to elevate their business venture. All organizations focus on the same population and attempt to induce people to buy their products and services. It is not possible to buy all similar products by one person.
A growing number of organizations, ranging from schools and universities to councils and businesses are embracing SMS marketing, attracted by its low cost and unobtrusive nature.The use of SMS marketing is also considered an effective communication tool for advertisers since it creates a personalized one to one relationship between a brand and a consumer. SMS advertisement targets buyers directly and achieves a high level of interaction, as people never leave home without their mobile phones and rarely switch them off.
The Service can be obtained in the following ways
Identify and finalize the services of SMS gateway provider for your marketing purposes.
Use short code and log code services to send bulk SMS to potential customers
In addition to SMS Gateway Provider, you can send SMS using bulk SMS software or via online. There launched several websites offering online bulk SMS services either at free or at paid.
Some of the advantages of SMS marketing are:
The personal nature of mobile phones makes SMS marketing a very powerful tool.
Users are inclined to read virtually every SMS they get – unlike email and other means of advertising.
Bulk SMS marketing is very economical and one can send thousands of text messages to consumers at wholesale prices.
Bulk SMS also saves time – instead of writing a message and then sending it to each mobile subscriber, one message is created and then sent to a whole group of subscribers.
Tracking of SMS delivery and responses is very easy.
Delivery of the text messages is almost instant.
In India the Bulk SMS Marketing is widely used for different purpose such as Marketing Campaign, Promotional campaign, Stock Market Alerts, Holiday Packages, Reminders, Special Offers, News Alerts, and for unlimited possibilities.
SMS Marketing brings good and better results from the messages. It is believed that people easily forgets the thing they see but keep in memory what they read. SMS marketing takes advantage of this belief as reading continuous messages of one product will force the human brain to keep it in the memory. Also, SMSs reach to the intended customer even if he is out of coverage area or the phone is switched off. Emails and other promotional tactics take time of people to read it by sitting in a convenient place. But people can read mobile SMS while traveling, dining, drinking or engaging in office matters. SMS also gives the user the benefit to store the information safely and within near reach so there are no chances of the information sent by the marketing personnel getting diluted lost from the memory of the target audience.

John Hudson is the famous writer of Mobile Fundoo offers services like Bulk SMS India, Mobile Phone Book, Free Mobile Games, Birthday Reminder Service, SMS Collections, & all other SMS Application Service .

Transform Your Backyard Garden With A Statue Of Saint Francis Of Assisi

Saint Francis of Assisi, the patron saint of animals and nature, is a familiar religious statue that is commonly found in dozens of places throughout a typical medium-sized city. Not only do many homeowners buy St. Francis birdbaths and bird feeders for their gardens, but Saint Francis statues can also be seen in church courtyards, religious schools, and hospitals. Perhaps its the kindly and gentle image that St. Francis projects that makes him such an universally appealing image for people and organizations to display. As a religious statue, its message or honoring nature and all of its creatures is one to which many people can relate.

Large Saint Francis statues are available in a variety of sizes, materials, and finishes. Through the application of different processes, studios that create St. Francis statues, sculptures, and figurines can achieve a number of interesting effects. One 24-inch statuette thats available, for example, mimics the appearance of aging copper through the use of a green tincture. Another approach to created an antiqued look on a statue is by painting it in Sorrento Sandstone. Theres a 24.5-inch St. Francis bird feeder for sale that uses that exact technique. If youre looking for religious statues for sale, another interesting one is a 33-inch St. Francis sculpture made of stained cast stone. Its somewhat of a clay color that darkens and changes tone when it gets wet.

Statues of Saint Francis are also made in other materials, including resin stone mix, cast brass with a bronze finish, painted cast stone, and fiberglass. Do-it-yourself landscapers and gardeners will like a 48-inch fiberglass St. Francis statue holding a basket. The basket makes an attractive flower pot or plant container. A 32-inch St. Francis bird feeder cast from a wood carving is another statue that would complement a yard, church, or memorial garden.

Another unique St. Francis of Assisi garden statue is a 42 inch Saint Francis water fountain that is made out of relic barro stained cast stone. The statue circulates 180 gallons of water per hour and shows subtle color changes from the weather.

Other popular Catholic religious statues that can be purchased for home or public display include statues of Jesus, Good Shepherd statues, guardian angels, and Madonna statues, also called Our Lady of Grace, Mother Mary, and Lady of Guadalupe.

One interesting custom that has its roots in folk lore, is the practice of burying a figurine of St. Joseph in ones yard, upside down, to speed up or help ensure the sale of a residential property. When the home does sell, the former owner then digs up the figurine and finds a place to display it in their new home. Theres actually a kit on the market that was created with that use in mind. It consists of a 4.5-inch figurine of Saint Joesph holding a baby in one arm and a bouquet of flowers in the other. The miniature St. Joseph sculpture includes information on this unique custom and directions for its use.

Benefit From Financial Services Marketing

Given the complexity of economic life and the different financial institutions and services, it can be hard for a credit union to rise above others and make a statement. One of the main difficulties with services is that they are not tangible, which can make them harder to advertise, since consumers cant see, taste or touch them. However, marketers know exactly how to combat these issues and how to make financial services marketing successful. It stands in the strategies adopted, in rebranding evaluating what tools would work best for credit union marketing.

Although financial institutions might provide the same services to clients, institutions are not equally the same and they can differ one from another. Financial services marketing puts an emphasis on the credit union that offers them, because at the end of the day, consumers have to relate with what they see and find out about the brand. Some financial institutions think it is best to remain traditional, meaning not giving a lot of importance to these modern techniques. However, lets not forget that the environment is changing and competition increases day by day.

Credit union marketing tries to make every credit union unique and to inform clients about what is so special about them, why they should become a member, and how they can benefit from the services offered. Internet plays an important role, especially social media and financial services marketing adopts modern techniques such as developing an intuitive website, being active on social media, creating a powerful name for the credit union and more. It is understandable that credit unions might not be aware of these marketing tactics, but this shouldnt mean they have to be disregarded.

There are professional and experienced marketing companies that can offer consulting and a marketing plan in direct relation with the companys objectives and strategies. And to make it even better, there are credit union marketing companies, which know exactly how to boost financial institutions, because they have dealt with similar clients in the past and they have a rich portfolio. As a matter of fact, this is one way of choosing a company, by reviewing their area of specialisation and seeing exactly what they have done for previous clients and if marketing campaigns were successful.

People will not know about a credit union unless they see it somewhere and from there on, the analysis begin. Just as they pay attention to providers and suppliers in general, they will go through the same process. Most people will go online and if the credit union doesnt have an attractive website, a powerful brand, and logo, they will not feel the trust to choose their services. Financial services marketing plays a key role for any credit union and marketers can explain exactly what can be done more to increase market position, awareness and to attract new members. Their level of expertise makes them a solid partner for credit unions that want more.